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FINANCE

Wastecorp Equipment provides finance solutions dedicated to matching business owners with the right finance product. We understand that your finances are important, and will work with you to ensure that you get the best possible options available. We have a wide range of financing programs available, from short term loans for expansion or equipment purchase to long term loans for major equipment.

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Flexible Finance Options for Waste & Recycling Equipment

Investing in waste and recycling equipment is essential for building a reliable and scalable operation. Whether you’re expanding your fleet, upgrading outdated machinery, or starting a new venture, the upfront cost of equipment can be significant.

To help make things easier, Wastecorp can connect customers with trusted third-party finance providers, including Finlease, a well-established Australian equipment and vehicle finance specialist.

This gives you access to flexible funding options so you can secure the equipment you need—without putting unnecessary pressure on your cash flow.

From hooklift trucks and skip loaders to rear lift compactors, bins, and complete waste systems, we help point you in the right direction to explore finance solutions suited to your business.

Commercial Equipment Financing Loans

Wastecorp offer a simple, low-cost way to finance the purchase of new and used waste collection equipment. Whether you choose to refinance your current loan or apply for one for a new unit, you will get the financing you need with maximum flexibility.

Low Rates and Customizable Payment

Wastecorp offers low rates and customizable payment terms to fit any business model. After all, we understand that success starts with finding the right equipment for your company and making it affordable – no matter who handles collections.

Why Consider Equipment Finance?

Paying upfront isn’t always the most practical option—especially when you’re trying to grow or maintain cash flow.

Equipment finance allows you to:

  • Preserve working capital for operations
  • Spread the cost over time with structured repayments
  • Upgrade or purchase equipment sooner
  • Take on new work without large upfront investment
  • Maintain flexibility while scaling your business

Instead of delaying important purchases, finance gives you the ability to move forward when it matters most.

How Wastecorp Assists With Finance

While Wastecorp does not provide finance directly, we regularly assist customers by referring them to reputable finance providers who specialise in equipment and vehicle funding.

One of the providers many of our customers choose to explore is Finlease.

Finlease is an independent Australian finance brokerage that works with a wide range of lenders. Their role is to assess your requirements and help present suitable finance options based on your business circumstances.

By speaking with a specialist broker, you may gain access to:

  • Multiple lender options rather than a single bank
  • Competitive rates based on your profile
  • Flexible loan structures
  • Fast turnaround times on approvals
  • Finance for both new and used equipment

This approach allows you to explore options that are tailored—not generic.

What Equipment Can Be Financed?

Most types of waste and recycling equipment can be financed through third-party providers.

Waste Trucks and Systems
  • Hooklift trucks
  • Skip loader trucks
  • Rear lift garbage trucks
  • Specialised waste vehicles
Equipment and Attachments
  • Compactors and balers
  • Recycling cranes
  • Trailers and transport equipment
  • Skip bins and hooklift bins
Complete Packages

If you’re purchasing a full setup—including truck and body—this can often be structured into a single finance arrangement.

Both new and used equipment are typically eligible, giving you flexibility depending on your budget and operational needs.

Finance Options Available

Finance providers such as Finlease offer a range of funding structures depending on your business goals.

1

Chattel Mortgage

A common option for business equipment where you take ownership of the asset while repayments are spread over time.

2

Equipment Loan

A standard loan secured against the equipment, offering predictable repayments and ownership.

3

Finance Lease

You lease the equipment over a set period, which can help reduce upfront costs.

4

Commercial Hire Purchase

You hire the equipment while making repayments, with ownership transferring at the end of the term.

Each option comes with different financial and tax implications, so it’s important to seek advice and choose what suits your situation.

About Finlease

Finlease is an Australian-based finance brokerage with over 35 years of experience in equipment and vehicle finance.

They work with a panel of lenders to help businesses find suitable funding solutions across industries such as:

  • Transport and logistics
  • Waste and recycling
  • Construction and civil works
  • Trades and services

Because they operate as a broker, their role is to help compare options and guide customers through the finance process.

Finance Designed for Waste Industry Needs

Waste and recycling businesses often require specialised equipment and operate under unique conditions.

Finance providers familiar with the industry can structure solutions around:

  • Contract-based income streams
  • Fleet expansion strategies
  • Equipment replacement cycles
  • Operational cash flow requirements

This helps ensure that repayments are manageable and aligned with how your business operates.

Simple Finance Process

If you choose to explore finance, the process is generally straightforward:

Step 1 — Identify Equipment

Work with Wastecorp to select the equipment that suits your needs.

Step 2 — Speak With a Finance Provider

You can be referred to a finance specialist such as Finlease to discuss options.

Step 3 — Submit Application

Your financial details are assessed and submitted to relevant lenders.

Step 4 — Approval

Approvals can often be completed within a short timeframe, depending on the application.

Step 5 — Settlement

Once approved, funding is finalised and your equipment purchase can proceed.

Benefits of Using a Finance Broker

Working with a finance broker can offer advantages compared to going directly to a single lender.

  • Access to multiple lenders
  • Potentially more competitive rates
  • Greater flexibility in structuring repayments
  • Guidance throughout the process
  • Reduced time spent comparing options yourself

This can be especially valuable when financing specialised equipment like waste trucks and systems.

Supporting Your Business Growth

Access to finance can play an important role in growing your business.

With the right funding solution, you can:

  • Expand your fleet as demand increases
  • Upgrade to more efficient equipment
  • Improve service capability
  • Take on larger or more complex contracts

Having access to equipment when you need it allows you to stay competitive and responsive in a demanding industry.

Frequently Asked Questions

Can I finance waste equipment through Wastecorp?

Wastecorp does not provide finance directly, however we can connect you with trusted third-party finance providers such as Finlease who specialise in equipment and vehicle funding. This allows you to explore suitable finance options based on your business needs.

What types of waste equipment can be financed?

Most waste and recycling equipment can be financed, including hooklift trucks, skip loaders, rear lift garbage trucks, compactors, recycling cranes, trailers, and bins. Both new and used equipment are typically eligible.

Can I finance both new and used equipment?

Yes, many finance providers offer funding for both new and used waste equipment. This gives you flexibility to choose equipment that fits your budget while still maintaining operational efficiency.

How long does finance approval take?

Approval times can vary depending on your application, but many finance providers can deliver approvals within 24 to 48 hours once all required information has been submitted.

Do I need a deposit to finance equipment?

In some cases, no deposit may be required depending on your financial position and the lender’s criteria. However, providing a deposit can sometimes improve your approval chances or reduce repayments.

What finance options are available for waste equipment?

Common finance options include chattel mortgages, equipment loans, finance leases, and commercial hire purchase. Each option offers different benefits depending on your business structure and goals.

Can startups or new businesses apply for equipment finance?

Yes, startups can often apply for equipment finance. Approval will depend on factors such as business plans, financial position, and any supporting guarantees.

Will financing affect my cash flow?

Finance is designed to improve cash flow by spreading the cost of equipment over time. Instead of a large upfront payment, you make manageable repayments aligned with your business income.

Can I upgrade or add more equipment later?

Yes, many businesses use finance to scale their operations over time. Once established, you may be able to apply for additional funding to expand your fleet or upgrade equipment.

Are there tax benefits to financing equipment?

Depending on your finance structure and business setup, there may be potential tax benefits such as deductions on interest or depreciation. It’s best to speak with your accountant for advice specific to your situation.

Is finance available for complete truck and body packages?

Yes, full packages including the truck, body, and equipment can often be bundled into a single finance arrangement, making it easier to manage repayments.

What information do I need to apply for finance?

Typically, you will need business details, financial information, identification, and details of the equipment being purchased. Requirements may vary depending on the lender.

Can I pay off my equipment finance early?

Many finance agreements allow early repayments or payouts, although fees or conditions may apply. It’s important to review your agreement before proceeding.

Why use a finance broker instead of going directly to a bank?

A finance broker can compare multiple lenders to find suitable options for your situation. This often results in more competitive rates and flexible terms than approaching a single bank.

How do I get started with equipment finance?

Start by selecting your equipment with Wastecorp, then speak with a finance provider to explore your options. Our team can help guide you and connect you with the right people to begin the process.

Please complete the form to submit an enquiry.

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    Contact us today for more information, or to discuss your specific requirements with us.

    The Wastecorp team is ready to build a solution for you. Call to schedule a time to discuss your needs and requirements.